2025/26 · Convert hourly rate to annual take-home pay
Your Hours & Rate
£
%
Gross Rates
Gross Annual£39,000.00
Gross Monthly£3,250.00
Gross Weekly£750.00
Gross Daily£150.00
Effective Rate23.0%
Gross Annual
£39,000.00
per year
£3,250.00 per month
Net Annual (Take-Home)
£30,039.60
per year
£2,503.30 per month
Net Monthly
£2,503.30
Net Weekly
£577.68
Net Hourly
£15.40
Net Daily
£115.54
Item
% of Total
Annually (£)
Monthly (£)
Weekly (£)
Daily (£)
Gross Annual
100%
39,000.00
3,250.00
750.00
150.00
Pension
5%
1,950.00
162.50
37.50
7.50
Income Tax
13%
4,896.00
408.00
94.15
18.83
National Insurance
5%
2,114.40
176.20
40.66
8.13
Net Pay
77%
30,039.60
2,503.30
577.68
115.54
Hourly Wage Calculator UK — Convert Your Hourly Rate to Annual Take-Home Pay
Whether you are a part-time worker, a contractor, or simply comparing job offers quoted at different pay frequencies, this UK hourly wage calculator converts your hourly rate into a full annual, monthly, weekly, and daily breakdown — after Income Tax and National Insurance. Enter your gross hourly rate, the number of hours you work per week, and the number of working weeks per year to see your true take-home pay. The calculator uses 2025/26 HMRC rates and supports all UK regions including Scotland, where different income tax bands apply.
Salary to Hourly Calculator UK — How to Convert Annual Salary to Hourly Rate
To convert an annual salary to an hourly rate, divide the annual salary by the number of working hours in the year. The standard formula is: Hourly Rate = Annual Salary ÷ (Hours Per Week × Weeks Per Year). For a standard full-time employee working 37.5 hours per week for 52 weeks, the divisor is 1,950. For a 40-hour week, it is 2,080. The table below shows common annual salaries converted to hourly rates at 37.5 hours per week.
Annual Salary
Gross Hourly (37.5h)
Gross Hourly (40h)
Net Hourly (est.)
£20,000
£10.26
£9.62
£7.40
£25,000
£12.82
£12.02
£9.20
£30,000
£15.38
£14.42
£11.00
£35,000
£17.95
£16.83
£12.80
£40,000
£20.51
£19.23
£14.60
£50,000
£25.64
£24.04
£17.90
£60,000
£30.77
£28.85
£20.60
UK Minimum Wage Calculator 2025/26 — National Living Wage Rates
The National Living Wage (NLW) and National Minimum Wage (NMW) rates are set by the government and reviewed annually. From April 2025, the rates are as follows. Use the calculator above to see the annual take-home pay for any of these hourly rates.
Category
Hourly Rate (Apr 2025)
Annual (37.5h/wk)
Net Annual (est.)
National Living Wage (21+)
£12.21
£23,810
£19,800
18–20 Year Old Rate
£10.00
£19,500
£16,800
16–17 Year Old Rate
£7.55
£14,723
£14,723
Apprentice Rate
£7.55
£14,723
£14,723
Hourly Rate After Tax UK — Worked Example
Here is a worked example for a worker earning £20/hour, 37.5 hours/week, 52 weeks/year in England, with no student loan and a 5% pension contribution.
Part-Time Salary Calculator UK — Adjusting for Fewer Hours
For part-time workers, the hourly wage calculator is particularly useful because it adjusts the annual income proportionally to your actual hours. A worker earning £15/hour at 20 hours per week earns a gross annual income of £15,600 — well below the Personal Allowance threshold of £12,570, meaning they would pay very little Income Tax. However, NI contributions begin at the Primary Threshold of £12,570, so some NI may still apply. The calculator handles all of this automatically — simply enter your actual hours per week and weeks per year to get an accurate picture of your part-time take-home pay.
Frequently Asked Questions
How do I convert my hourly wage to an annual salary in the UK?
Multiply your hourly rate by the number of hours you work per week, then multiply by the number of working weeks per year. For example: £15/hour × 37.5 hours × 52 weeks = £29,250 gross annual salary. To find your net take-home, use the calculator above which applies 2025/26 Income Tax and NI rates automatically.
What is the UK National Living Wage in 2025?
From April 2025, the National Living Wage (for workers aged 21 and over) is £12.21 per hour. This equates to approximately £23,810 per year for a full-time worker on 37.5 hours per week, or a net take-home of approximately £19,800 after tax and NI.
How much is £15 an hour annually in the UK?
At £15/hour working 37.5 hours per week for 52 weeks, your gross annual salary is £29,250. After Income Tax (approximately £3,336) and Employee NI (approximately £1,334), your net take-home pay is approximately £24,580 per year, or £2,048 per month.
Does the hourly wage calculator work for zero-hours contracts?
Yes. Simply enter your typical hourly rate and the average hours you work per week. For zero-hours contracts where hours vary, use your average weekly hours over the past few months to get a representative annual figure. Remember that your actual take-home will vary month to month based on hours worked.
How many working hours are there in a year in the UK?
For a standard full-time employee working 37.5 hours per week for 52 weeks, there are 1,950 working hours per year. For a 40-hour week, there are 2,080 hours. If you take 4 weeks of annual leave, the working weeks reduce to 48, giving 1,800 or 1,920 hours respectively. The calculator lets you adjust the weeks per year to reflect your actual working pattern.